EstimatedPay is a free online pay calculator built to help workers across the United States understand exactly what they take home from each paycheck. Whether you earn an annual salary, an hourly wage, or income from a contract, EstimatedPay translates your gross pay into realistic take-home estimates after federal income tax, state income tax, Social Security, Medicare, and common deductions like 401(k) contributions and health insurance premiums.

The tool is designed for employees, hourly workers, freelancers, contractors, and anyone comparing job offers. Job seekers can use the side-by-side comparison to evaluate two compensation packages across different states, overtime scenarios, and filing statuses. HR professionals and small business owners also use EstimatedPay to ballpark payroll costs and net pay for new hires.

EstimatedPay is built and maintained by the EstimatedPay.com team. Our tax engine uses current federal tax brackets, progressive state income tax structures, and FICA rules to produce estimates that are transparent and easy to follow. All calculations run instantly in your browser, your inputs are saved locally on your device, and no personal data is uploaded to a server.

Want to learn how the numbers work? Read our guide to how take-home pay is calculated, or contact us with questions.